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Calculator · 02 of 05

How much home can you afford?

Punch in your household income, debts, and how much you have for a down payment. We'll show you the maximum purchase price you'd actually qualify for — applying the B-20 stress test, CMHC premiums, and GDS/TDS limits the way a real lender would.

Maximum purchase price you qualify for
$
applying B-20 stress test
Mortgage classification
Mortgage amount
Effective rate
Qualifying payment (stress test)
at qualifying rate
Actual payment (contract rate)
what you'd actually pay monthly
Total monthly cost
mortgage + tax + condo + heat

Your debt service ratios

GDS housing costs ÷ income
TDS housing + all debt ÷ income

What this means

Like the number? Let's lock it in.

A real pre-approval gives you a firm rate hold and an exact qualifying amount — and it costs you nothing.

Start your application →