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Calculator · 03 of 05

Closing costs calculator

What you'll actually need in cash on closing day. AB, BC, and ON each have different rules — land transfer tax, registration fees, FTHB rebates, RPR. This calculator handles all three provinces (and Toronto's extra municipal tax).

Total estimated closing costs
$
on top of your down payment
Cash needed at closing
Down payment + closing costs (excludes any PST on premium where it applies — that's also due in cash)
Mortgage classification
Government taxes (net of rebates)

Closing-cost breakdown

What this means

Plan your cash flow with confidence.

Closing costs catch a lot of buyers off-guard. Let's talk through your specific deal so there are no surprises on closing day.

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